Congratulations! You’re expecting a baby. You’ve been waiting for this moment for your whole life. You think you might be, you rush to the store and purchase a pregnancy test, you visit the restroom and then wait anxiously for the lines to show up and confirm dreams and fears. What a fun and exciting and expensive time in your life. Wait a minute. What was that? Expensive? You bet! Had you thought of that part of it? If not, don’t…